Debt Resolution
4 min read
One-Time Settlement (OTS): Pros, Cons, and Legal Safeguards in India
Explore the pros, cons, legal safeguards, and credit impact of One-Time Settlement (OTS) in India. Learn when to opt and how to negotiate effectively.
Articles Category: Debt Resolution
Browse 71 articles related to debt-resolution
Debt Resolution
3 min read
Bitcoin or Gold? How ₹10 Lakh Vanished in the Debt Trap
Borrowing money to invest in Bitcoin left many Indians trapped in debt, while gold delivered steady returns. Learn why using loans for risky investments is dangerous, how to avoid debt traps, and which safer strategies can protect your wealth.
Debt Resolution
5 min read
Global Lessons: Improving India’s Debt Recovery Practices
In the global landscape of recovery practices, each chapter tells a story of both victory and adversity. Despite India’s flourishing economy and ambitious strides, it still struggles to maintain a fair balance between the human rights of borrowers and the interests of lenders.
Debt Resolution
4 min read
If Bank Auctions Off Your Property without Notice - What Can You Do?
If a bank auctions your property without notice, you can challenge it under SARFAESI. Learn about notice rules, landmark judgments, and remedies available to borrowers.
Debt Resolution
4 min read
SARFAESI Act: Bank Seizes Property Without Court Order!
The SARFAESI Act empowers banks to seize assets without court approval. Learn its scope, borrower rights, safeguards, and remedies against misuse under Indian law.
Debt Resolution
4 min read
Is WhatsApp Recovery Legal? Your Rights Explained.
Learn whether banks can legally use WhatsApp for loan recovery, what constitutes illegal messages, and how you can protect your rights in India
Debt Resolution
4 min read
Can Recovery Agents Be Sued for Defamation?
Learn how Indian laws protect borrowers from defamation by recovery agents. Understand your rights, legal remedies, and how to file complaints.
Debt Resolution
4 min read
Can You Be Arrested for Not Paying a Loan? Debunking the Myth
Many fear arrest for loan defaults in India. Understand civil vs. criminal law, RBI recovery guidelines, and when debt collectors cross legal limits.
Debt Resolution
4 min read
Debt Consolidation in India: Legal Pros and Cons
Learn how debt consolidation works legally in India, its pros and cons, and how RBI- regulated frameworks can offer protection while simplifying repayment.
Debt Resolution
4 min read
Understanding the Legalities of Loan Restructuring
Learn the legal framework of loan restructuring, RBI guidelines, and their impact on borrowers and lenders. A practical approach for managing financial hardship.
Debt Resolution
3 min read
Can DRT Grant Relief to Borrowers? Understanding Its Powers
DRT isn’t just for lenders—borrowers can also seek justice. Learn how the tribunal safeguards your rights and provides relief from unfair debt recovery practices.
Debt Resolution
3 min read
Negotiating Relief: Easing Repayment Burdens
Learn how Indian borrowers can ease debt stress through lender negotiations, one-time settlements, and restructuring—practical steps to regain control and avoid legal or financial trouble
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