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Vani Jain

Vani Jain

Vani Jain holds a BBA (Bachelor of Business Administration) degree from Kolkata. While working, she developed a keen interest in writing blogs, eventually helping people understand loan terms, EMI schedules, and more.

Browse 25 articles by Vani Jain

Understanding the SARFAESI Act: Protecting Borrower Rights
Debt Resolution
5 min read

Understanding the SARFAESI Act: Protecting Borrower Rights

In 2002, the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act was passed, and it is a key aspect of Indian law. To enable financial institutions to manage non-performing assets (NPAs), the Act permits lenders to collect debts without the need for drawn-out legal proceedings. In addition to its measures to preserve borrower rights, the SARFAESI Act focuses on empowering lenders to effectively manage bad loans. This blog outlines the main sections of the SARFAESI Act and the rights it grants debtors.

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Challenging a Bank-Appointed Sole Arbitrator in Lender-Borrower Disputes
Debt Resolution
4 min read

Challenging a Bank-Appointed Sole Arbitrator in Lender-Borrower Disputes

The ideology behind incorporating Alternative Dispute Resolution (ADR) into the legal mainstream is twofold. First, it aims to provide speedy redressal for various legal issues that arise between parties. Second, it seeks to prevent courts from becoming overburdened with such cases. However, a fundamental pillar of ADR is the mutual consent of both parties; if this consent is vitiated, the structure of ADR is compromised.

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The Rising Threat of India’s Virtual Moneylenders
Debt Resolution
3 min read

The Rising Threat of India’s Virtual Moneylenders

In the ever-evolving landscape of digital finance, the proliferation of illegal lending apps in India has become a pressing concern. These apps lure borrowers with promises of instant funds but subject them to exorbitant interest rates and aggressive debt collection tactics, leading to widespread harassment and financial distress. This blog delves into the rising threat posed by India’s virtual moneylenders, exploring how regulations fail to prevent harassment and proposing solutions to address this growing issue.

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A Tale of a Successful Loan Resolution
Debt Resolution
3 min read

A Tale of a Successful Loan Resolution

In the midst of financial instability, being caught in the storm of remaining indebted and unable to pay loans can be one of life’s most challenging ordeals. The waves of harassment, defamation, and the mental and economic pressures can seem unconquerable. Often, individuals find themselves facing the relentless pursuit of recovery agents who employ abusive tactics, defamation, and even fake legal threats to coerce borrowers.

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Debt Resolution Triumph: A Success Story
Debt Resolution
2 min read

Debt Resolution Triumph: A Success Story

In the ever-changing landscape of business, unforeseen challenges can sometimes lead to financial difficulties, leaving individuals in distress. At Lawyer Panel, we believe in providing not just solutions, but a pathway towards financial recovery. Today, we share a success story of resilience and guidance that resulted in a positive outcome for our client, Ravi.

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Understanding Legal Actions Against Loan Defaulters in India
Debt Resolution
4 min read

Understanding Legal Actions Against Loan Defaulters in India

Defaulting on a loan is an unfortunate scenario many individuals find themselves in, often due to unforeseen circumstances. In India, this predicament brings with it the potential for legal actions, making it crucial for individuals to navigate this complex landscape wisely. This blog seeks to be a comprehensive guide, shedding light on the legal ramifications loan defaulters may face, offering actionable steps if you find yourself in this situation, and providing insights on how to protect your rights throughout the process.

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